Compliance

View Compliance Training Here

Provincial Compliance Checklists

Ontario Compliance Checklist

British Columbia Compliance Checklist

Alberta Compliance Checklist

Saskatchewan Compliance Checklist

Nova Scotia Compliance Checklist

New Brunswick Compliance Checklist

Newfoundland Compliance Checklist

Manitoba Compliance Checklist

Commercial File Compliance Checklist

Disclosure to Borrower Resources

Disclosure Guidance - Fees & APR

Reverse Mortgage Disclosure to Borrower

Additional Resources

Reference Guide for List of Acceptable ID

Material Risk Form

BRX Consent & Service Agreement

RECA service agreement

Product Suitability Form_A Lender

Product Suitability Form - Alternative & Private

Disclosure to Borrower by Province

Ontario

Ontario Disclosure to Borrower

Ontario Disclosure to Borrower for Manulife One Multi Product

Ontario Disclosure to Borrower for Scotia Step Multi Product

Ontario Disclosure to Borrower for TD Flexline

British Columbia

BC Disclosure to Borrower

BC Disclosure to Borrower for Manulife One Multi Product

BC Disclosure to Borrower for Scotia Step Multi Product

BC Disclosure to Borrower for TD Flexline

Nova Scotia

NS Disclosure to Borrower

New Brunswick

Disclosure to borrower

Commission

Receiving Commissions from Lenders & Lawyers


Lender Points & Bonus Programs

Lender Points and Bonus Programs

There are lenders who have programs where they provide additional bonus payments for funding mortgages provided a minimum funding ratio across the entire team is achieved. These programs are subject to change; from time to time the lender points programs may change, be cancelled or new ones added. The points are issued to the brokerage level and not to the individual agent.  BRX Mortgage, as a brokerage, will always attempt to pay any funds tagged to a file, completed by an agent, to them as commission provided lender policies allow us to do so.